Transform your crypto assets into a smart “market volatility converter” to automatically capture returns—this is the core logic behind earning passive income through CoinEx dual-currency investing. It’s a sophisticated method for generating cash flow in sideways or mildly volatile markets without constant monitoring, simply by setting pre-defined strategies. Getting started is far more intuitive than you might imagine: On the CoinEx financial products page, select “Dual-Currency Investing,” then choose three key parameters—investment currency, settlement currency, and investment period. The platform will then clearly display the expected annualized return. For example, in a typical sideways market period in 2025, investing $10,000 worth of USDT in a 7-day put product pegged to BTC could yield an annualized return of up to 28%. This means that after 7 days, regardless of whether BTC rises or falls, as long as the price doesn’t break through the pre-set +5% range, you will receive approximately 10,053.8 USDT, representing an absolute return of about 0.538%.
The key to a successful strategy lies in accurately judging market volatility, not gambling on price direction. Data shows that during consolidation phases when BTC’s historical volatility is below 50%, dual-currency investment products have an average probability of achieving high guaranteed returns exceeding 75%. For example, according to market backtesting in the second half of 2024, when the 30-day historical volatility was between 40% and 60%, investors using a 14-day dual-currency investment strategy achieved a median annualized return of 21%, far exceeding the 5% return of ordinary flexible deposit accounts during the same period. An efficient passive income strategy is “tiered cyclical allocation,” which involves dividing funds into four equal parts and investing in products with maturities of 7, 14, 21, and 28 days respectively. This ensures that a portion of funds matures each week and can be reinvested, maintaining liquidity while continuously capturing market volatility premiums across different time windows.
CoinEx’s dual-currency investment offers flexible directional options, allowing you to profit from different market trends. If you predict that Bitcoin will fluctuate within a certain range in the near future, you can simultaneously open products with both “bullish” and “bearish” directions. For example, if the BTC price is $60,000, invest 5,000 USDT in each product, setting settlement prices of +3% and -3% respectively. As long as the BTC price at maturity is between $58,200 and $61,800 (fluctuation less than 6%), one product will achieve a high annualized return (e.g., 30%), while the other will receive a lower guaranteed return (e.g., 2%). This “dual-currency strategy” achieved an average annualized portfolio return of 18% for many users in the narrow-range market of Q1 2025, significantly reducing the risk of only receiving low interest due to misjudgment of one trend.
Combining dual-currency investment with spot holdings can create a more powerful “enhanced return” portfolio. Assuming you hold 10 Bitcoins long-term, you can treat them as core assets and hold them, while simultaneously using USDT equivalent to 1-2 Bitcoins to regularly participate in bullish dual-currency Bitcoin investments. In this way, if the Bitcoin price rises and hits the knockout price, you will receive substantial USDT interest, which can be used for dollar-cost averaging (DCA) to increase your position. If the Bitcoin price consolidates or falls without hitting the knockout price, you not only preserve your principal and interest but also keep your spot position intact. This strategy essentially creates additional “dividends” for your spot position. Experienced users in 2024 used this method to increase their spot positions’ USDT cash flow by approximately 15% during the bull market.
Crucially, the transparent tools and risk control mechanisms provided by the CoinEx platform add security to this passive income. Although dual-currency investment is a derivative, you can understand the platform’s overall reserve health through transparency initiatives such as CoinEx Onchain. Furthermore, the platform has established a robust risk hedging mechanism and a risk reserve pool exceeding $500 million for dual-currency investment products to cope with extreme market conditions. This means you don’t need to manage complex options hedging yourself; all these professional operations are handled by the platform’s backend, and you can simply enjoy the results. From its launch in 2023 to the end of 2025, the principal and interest repayment rate for all maturing products was 100%, with no defaults.
Therefore, earning passive income through CoinEx Dual Investment is an art of transforming market volatility into stable cash flow. It requires investors to transform from price-predicting “fortune tellers” to “calm actuaries” assessing volatility probabilities. By employing scientific cycle allocation (such as 7-28 day ladders), flexible long-short combination strategies, and linkage with spot positions, investors can expect to keep their funds working continuously for 250 trading days a year, achieving annualized enhanced returns ranging from 15% to 40%. The key is that you must accept its core trade-off: exchanging the opportunity cost of forgoing the possibility of a significant increase in asset value during the investment period for a highly certain and substantial interest income. In the highly volatile ocean of the crypto market, CoinEx Dual Investment provides a carefully designed buoy, allowing you to steadily draw energy even amidst the storms.